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	<title>Better Off Knowing</title>
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	<description>Learning about money, health and the home.</description>
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		<title>Better Off Knowing</title>
		<link>http://betteroffknowing.wordpress.com</link>
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		<title>Finally Out of Debt in 10 Months! $30,000 Eliminated.</title>
		<link>http://betteroffknowing.wordpress.com/2008/10/05/finally-out-of-debt-in-10-months-30000-eliminated/</link>
		<comments>http://betteroffknowing.wordpress.com/2008/10/05/finally-out-of-debt-in-10-months-30000-eliminated/#comments</comments>
		<pubDate>Sun, 05 Oct 2008 16:38:34 +0000</pubDate>
		<dc:creator>Sherry</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Accelerator Margin]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[John Cummuta]]></category>
		<category><![CDATA[Student loans]]></category>

		<guid isPermaLink="false">http://betteroffknowing.wordpress.com/?p=157</guid>
		<description><![CDATA[With elation, I must announce we are finally out of consumer debt!  No more credit card bills, no more car payments, no more personal loans or retail financing.
Last October, I listened to a series of CDs by John Cummuta. (I&#8217;ve written about debt elimination before).  By November, we were serious about finding our own accelerator [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=betteroffknowing.wordpress.com&blog=1608716&post=157&subd=betteroffknowing&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://betteroffknowing.wordpress.com/2008/10/05/finally-out-of-debt-in-10-months-30000-eliminated/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">Sherry</media:title>
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		<item>
		<title>Overview: Smart Couples Finish Rich by David Bach Part III</title>
		<link>http://betteroffknowing.wordpress.com/2008/09/02/overview-smart-couples-finish-rich-by-david-bach-part-iii/</link>
		<comments>http://betteroffknowing.wordpress.com/2008/09/02/overview-smart-couples-finish-rich-by-david-bach-part-iii/#comments</comments>
		<pubDate>Tue, 02 Sep 2008 12:00:49 +0000</pubDate>
		<dc:creator>Sherry</dc:creator>
				<category><![CDATA[Books]]></category>
		<category><![CDATA[Overviews]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://betteroffknowing.wordpress.com/?p=129</guid>
		<description><![CDATA[As we move forward with our final portion of the overview of David Bach&#8217;s Smart Couples Finish book you can catch up on the previous to two posts here and here. Let&#8217;s continue on with steps 7-9.
Step 7: Build Your Dream Basket
This step is about saving for your dreams, not about earning more money, or [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=betteroffknowing.wordpress.com&blog=1608716&post=129&subd=betteroffknowing&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://betteroffknowing.wordpress.com/2008/09/02/overview-smart-couples-finish-rich-by-david-bach-part-iii/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Sherry</media:title>
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		<title>Overview: Smart Couples Finish Rich by David Bach Part II</title>
		<link>http://betteroffknowing.wordpress.com/2008/08/26/overview-smart-couples-finish-rich-by-david-bach-part-ii/</link>
		<comments>http://betteroffknowing.wordpress.com/2008/08/26/overview-smart-couples-finish-rich-by-david-bach-part-ii/#comments</comments>
		<pubDate>Tue, 26 Aug 2008 12:00:00 +0000</pubDate>
		<dc:creator>Sherry</dc:creator>
				<category><![CDATA[Books]]></category>
		<category><![CDATA[Overviews]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[David Bach]]></category>
		<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Healthcare]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Long-term Care]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Security Basket]]></category>
		<category><![CDATA[Smart Couples Finish Rich]]></category>

		<guid isPermaLink="false">http://betteroffknowing.wordpress.com/?p=121</guid>
		<description><![CDATA[Let&#8217;s continue our discussion of the information found in David Bach&#8217;s second book, Smart Couples Finish Rich. In a previous post we went through the first three steps of Bach&#8217;s nine steps to creating a rich future for you and your partner. The first three covered evaluating your current financial situation, what your top 5 [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=betteroffknowing.wordpress.com&blog=1608716&post=121&subd=betteroffknowing&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://betteroffknowing.wordpress.com/2008/08/26/overview-smart-couples-finish-rich-by-david-bach-part-ii/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
	
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			<media:title type="html">Sherry</media:title>
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		<title>Overview: Smart Couples Finish Rich by David Bach</title>
		<link>http://betteroffknowing.wordpress.com/2008/08/19/overview-smart-couples-finish-rich-by-david-bach/</link>
		<comments>http://betteroffknowing.wordpress.com/2008/08/19/overview-smart-couples-finish-rich-by-david-bach/#comments</comments>
		<pubDate>Tue, 19 Aug 2008 12:00:11 +0000</pubDate>
		<dc:creator>Sherry</dc:creator>
				<category><![CDATA[Books]]></category>
		<category><![CDATA[Overviews]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Book Overview]]></category>
		<category><![CDATA[Couples]]></category>
		<category><![CDATA[David Bach]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Smart Couples Finish Rich]]></category>
		<category><![CDATA[Values]]></category>

		<guid isPermaLink="false">http://betteroffknowing.wordpress.com/?p=112</guid>
		<description><![CDATA[I recently finished reading another personal finance book, Smart Couples Finish Rich 9 Steps to Creating a Rich Future for You and Your Partner, by David Bach. I felt this to be a very well-rounded finance book that focused on the relationships in your life and how this influences your views and use of money. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=betteroffknowing.wordpress.com&blog=1608716&post=112&subd=betteroffknowing&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://betteroffknowing.wordpress.com/2008/08/19/overview-smart-couples-finish-rich-by-david-bach/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
	
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			<media:title type="html">Sherry</media:title>
		</media:content>

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	</item>
		<item>
		<title>The &#8220;Smart Couples Finish Rich&#8221; Financial Knowledge Quiz</title>
		<link>http://betteroffknowing.wordpress.com/2008/08/16/the-smart-couples-finish-rich-financial-knowledge-quiz/</link>
		<comments>http://betteroffknowing.wordpress.com/2008/08/16/the-smart-couples-finish-rich-financial-knowledge-quiz/#comments</comments>
		<pubDate>Sat, 16 Aug 2008 22:48:51 +0000</pubDate>
		<dc:creator>Sherry</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[David Bach]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Living Trust]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Net Worth]]></category>
		<category><![CDATA[Power of Attorney]]></category>
		<category><![CDATA[Quiz]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Smart Couples Finish Rich]]></category>
		<category><![CDATA[Will]]></category>

		<guid isPermaLink="false">http://betteroffknowing.wordpress.com/?p=117</guid>
		<description><![CDATA[Ever feel like you don&#8217;t know enough about your finances?  Not even enough to know what you&#8217;re missing? What questions you should be getting answers to? The following quiz will help you to evaluate your finance standing and knowledge. Couples should each take this quiz separately and then compare their answers to determine how accurate [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=betteroffknowing.wordpress.com&blog=1608716&post=117&subd=betteroffknowing&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://betteroffknowing.wordpress.com/2008/08/16/the-smart-couples-finish-rich-financial-knowledge-quiz/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">Sherry</media:title>
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		<title>Thank You to My Referrers!</title>
		<link>http://betteroffknowing.wordpress.com/2008/08/12/thank-you-to-my-referrers/</link>
		<comments>http://betteroffknowing.wordpress.com/2008/08/12/thank-you-to-my-referrers/#comments</comments>
		<pubDate>Wed, 13 Aug 2008 02:45:07 +0000</pubDate>
		<dc:creator>Sherry</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://betteroffknowing.wordpress.com/?p=109</guid>
		<description><![CDATA[The traffic to my site has been gaining and growing steadily since I first began blogging in September 2007.  So I just wanted to take a moment to thank everyone for visiting my site and referencing some of my better posts.  So THANK YOU!
Time and Delivery, How and Why to Get Invested
Big Sweater [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=betteroffknowing.wordpress.com&blog=1608716&post=109&subd=betteroffknowing&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Sherry</media:title>
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		<title>Easy Steps to Get out of Debt and Build Wealth</title>
		<link>http://betteroffknowing.wordpress.com/2008/08/05/easy-steps-to-get-out-of-debt-and-build-wealth/</link>
		<comments>http://betteroffknowing.wordpress.com/2008/08/05/easy-steps-to-get-out-of-debt-and-build-wealth/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 12:00:37 +0000</pubDate>
		<dc:creator>Sherry</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Car Loans]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Wealth]]></category>

		<guid isPermaLink="false">http://betteroffknowing.wordpress.com/?p=89</guid>
		<description><![CDATA[
If you begin to make more money or receive bonuses, act like don&#8217;t have it.  Save any additional increases or bonuses.  Doing this can directly lead to taking an early retirement.
Don&#8217;t view tax refunds or cash gifts as a way to get extra stuff.  Sock it away.
Stop living as if the future [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=betteroffknowing.wordpress.com&blog=1608716&post=89&subd=betteroffknowing&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://betteroffknowing.wordpress.com/2008/08/05/easy-steps-to-get-out-of-debt-and-build-wealth/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">Sherry</media:title>
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		<title>Proposed Changes in Credit Card Lender Practices</title>
		<link>http://betteroffknowing.wordpress.com/2008/07/29/proposed-changes-in-credit-card-lender-practices/</link>
		<comments>http://betteroffknowing.wordpress.com/2008/07/29/proposed-changes-in-credit-card-lender-practices/#comments</comments>
		<pubDate>Tue, 29 Jul 2008 12:00:50 +0000</pubDate>
		<dc:creator>Sherry</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Suze Orman]]></category>

		<guid isPermaLink="false">http://betteroffknowing.wordpress.com/?p=87</guid>
		<description><![CDATA[In May 2008, the Fed issued 4 new  proposals designed to eliminate some practices from the credit card industry.  They&#8217;re also proposing better disclosure of their rules to the customers.  Below is a brief list of the proposed policies, detailing how it is currently being handled and how they want to regulate [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=betteroffknowing.wordpress.com&blog=1608716&post=87&subd=betteroffknowing&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://betteroffknowing.wordpress.com/2008/07/29/proposed-changes-in-credit-card-lender-practices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Sherry</media:title>
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		<title>Credit Cards 101- How Credit Cards Really Work</title>
		<link>http://betteroffknowing.wordpress.com/2008/07/22/credit-cards-101-how-credit-cards-really-work/</link>
		<comments>http://betteroffknowing.wordpress.com/2008/07/22/credit-cards-101-how-credit-cards-really-work/#comments</comments>
		<pubDate>Tue, 22 Jul 2008 12:00:29 +0000</pubDate>
		<dc:creator>Sherry</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Billing Cycle]]></category>
		<category><![CDATA[Cash Advance]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Grace Period]]></category>
		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://betteroffknowing.wordpress.com/?p=86</guid>
		<description><![CDATA[If you already have credit cards, looking to get a credit card, trying to pay down the balance on your cards or using your cards to stay afloat month to month you must read this post!
According to the Federal Reserve Statistical Release of May 2008, outstanding consumer debt reached $961 billion for revolving (credit card) [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=betteroffknowing.wordpress.com&blog=1608716&post=86&subd=betteroffknowing&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Sherry</media:title>
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		<title>Employer Sponsored Retirement Accounts &#8211; What Are Your Options?</title>
		<link>http://betteroffknowing.wordpress.com/2008/07/15/employer-sponsored-retirement-accounts-what-are-your-options/</link>
		<comments>http://betteroffknowing.wordpress.com/2008/07/15/employer-sponsored-retirement-accounts-what-are-your-options/#comments</comments>
		<pubDate>Tue, 15 Jul 2008 04:00:53 +0000</pubDate>
		<dc:creator>Sherry</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[401 (k)]]></category>
		<category><![CDATA[403 (b)]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Keogh]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[SEP]]></category>
		<category><![CDATA[SIMPLE]]></category>
		<category><![CDATA[TSA]]></category>
		<category><![CDATA[TSP]]></category>

		<guid isPermaLink="false">http://betteroffknowing.wordpress.com/?p=67</guid>
		<description><![CDATA[
In an effort to reduce my debt load, I have taken an additional job in order to increase my accelerator margin payments.  The good news is, in the 4 months I&#8217;ve been doing this new routine we&#8217;ve paid off four credit cards as well as a vehicle loan.  The great news is that [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=betteroffknowing.wordpress.com&blog=1608716&post=67&subd=betteroffknowing&ref=&feed=1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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			<media:title type="html">Sherry</media:title>
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