In my recent job position, I am now in Sales spending most of my day in the car driving to each stop on my sales route.  I’ve been wanting something motivational and sales-y to get me going.  I am still reading Napolean Hill’s Think and Grow Rich, which I promised would be done soon in an earlier post.  Well, I have gotten much further.  I only lacked two more chapters, when I found at the library the 8 disc set of the original classic version.  Then I started listening to it and following along in the book.  No, not whilst driving.  As soon as I got home from the library, I started listening without stopping for 3 hours.  I find it much easier to read, concentrate and capture the information through two senses.  I am now on disc 5 and will write about it soon.  (more…)


Who knew?  Why didn’t it even dawn on me that Goodwill and other local thrift stores sell books?  Decent books. Hardback for $2.50 and Softback for $1.50.  After having this discovered this truth, I went on a spree and purchased a plethora of books.  Now, let me explain, my spree was not just a wild free-for-all, I selected titles and authors in which I was already interested.  Books on personal finance, health, leadership, and self-improvement.  The stiff spine on 5 of these books indicates to me that they are new, unread books.  What a find!  Retail I would have spent $366.64 but in reality I paid $38.51.  Below is the list the books I bought and the retail price/purchase price.

The newest items to my library collection are:

The Road to Wealth by Suze Orman        $29.95/$2.02

Mad Money by Jim Cramer         $25.00/$2.50

Guide to Financial Independence by Charles Schwab      $12.00/$2.50


Now this book, I found to be the most complex and thought provoking of the recent books I’ve read. I plan to read more Spencer Johnson books and his One Minute series. Yes or No The Guide to Better Decisions is a story about a young man who embarks on a hiking trip with a group of others.  They use this hike to reflect on their decisions and analyze how they could have made better decisions, sooner. There is a certain criteria that must be evaluated if you, we, are to arrive not only to good decisions, but better ones. Here I will review the Map to a better decision.

The Yes or No system lets you

  • focus on real needs, versus mere wants
  • create better options (more…)

Whilst at the bookstore after having read The Dip by Seth Godin, I continued on to look through the bestsellers.  I saw sitting there Who Moved My Cheese? I had heard of this book from Dave Ramsey’s radio show in which he has this, along with many other titles, on a required reading list for all new employees. With frugality in mind, I left the retail store and headed to the library. I checked out three books. Who Moved My Chesse? by Spencer Johnson, another Johnson book Yes or No the Guide to Better Decisions and another Godin, Small is the New Big. More on those to come in later posts.

My favorite books are the short ones. I’m talking two hours or less of read time.  Admittedly, my attention span is lacking so the longer the book, the longer (I mean months longer) it takes me to finish. I’m still in the middle of The Millionaire Next Door, Your Money or Your Life, and Think and Grow Rich. I especially prefer narratives as I find those are able to keep my ADD at bay. That is one reason why I like Andy Andrews books and also Who Moved My Cheese? (more…)

Perplexed by some of the on-goings in the workplace, I headed out to Barnes & Noble in search of something to settle my mind and grant me clarity. I did not know what I was looking for but knew the section I was headed to: Business and Personal Finance. I begin to peruse some of the titles, pulling a book of the shelf, placing it back until I came across this 96 page book. The Dip by Seth Godin. The author familiar, as I use to follow his blog and have more recently heard Dave Ramsey’s recommendations of his writings.  Being as frugal (read cheap) as I am, I curled up in one of the comfy chairs with my Grande Cinnamon Dolce Latte and begin to read. (more…)

As we move forward with our final portion of the overview of David Bach’s Smart Couples Finish book you can catch up on the previous to two posts here and here. Let’s continue on with steps 7-9.

Step 7: Build Your Dream Basket

This step is about saving for your dreams, not about earning more money, or setting goals or getting more organized. Here you will identify what your dreams really are. Do you want to have a vacation home? Take a trip of a lifetime? How will you afford to accomplish your dreams? A systematic investment approach is the best plan. (more…)

Let’s continue our discussion of the information found in David Bach’s second book, Smart Couples Finish Rich. In a previous post we went through the first three steps of Bach’s nine steps to creating a rich future for you and your partner. The first three covered evaluating your current financial situation, what your top 5 core values are and how these affected your financial goals, and established some basic financial truths.

Step 4: The Couple’s Latte Factor

This next step addresses a fundamental problem affecting every American household, the problem is not the income, it’s what you spend. Here we can “learn how anyone can become wealth on practically any income.” (more…)

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